What the lender wants to you know about you?
March 29th, 2009 | 
Author: Let’s skip the mortgage jargon for a minute and go back to the simple. These are the things that the lender wants before they approve your mortgage application.
1. Are you responsible? - credit report
2. Down payment? - your bank accounts
3. Where did you get the money?- your bank statements
4. How long has the money been there or did you just borrowed it? - 2 month bank statements
5. The value of the home?- appraisal
6. How much are you paying? Purchase agreement
7. Can you afford the payments? - debt to income ratio
8. Does the home have a clean title? - title company
9. Is there protection in the event of fire or storms? Home insurance
10. Will your job or income change in the near future? - employment verification
These are the 10 things that comprises a mortgage application. See how simple the process can be. thanks for reading.
Tags: apply for a mortgage
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